Did you know there are multiple 5-year rules for Roth IRAs that could impact your retirement withdrawals? Misunderstanding these rules could mean paying unexpected taxes and penalties. Let’s break it down so you can maximize your tax-free growth and avoid costly mistakes.

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⏰ Table of Contents ⏰
0:00 Introduction
0:53 The Roth IRA Five-Year Rule Explained
2:18 Roth IRA Five-Year Contribution Rule
5:30 Roth Conversion Five-Year Rule
11:46 Five-Year Rule for Designated Roth Accounts
15:37 Roth-to-Roth rollover five-year rules
18:20 The Bottom Line: Maximizing Your Roth IRA


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Disclaimer: This video is not in any form of personalized financial advice. I am solely sharing my personal experience and opinions. All Strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes only. There are financial risks associated with investing. You must conduct your own research and due diligence or seek the advice of a licensed advisor if necessary.

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